Financing Dos and Don’ts Before You Offer
Posted by Tyson Lund on
Strong financing is part of a competitive North County offer. Know your credit, document your funds, and keep your loan officer informed before you write. The dos and don’ts below are the habits that keep underwriting from stalling a purchase.
The Do’s
- Get your credit report and know your credit score. Find any fixable challenges that could boost your score. It's worth real money. Higher score means a lower rate and access to more loan programs.
- Figure out how much for a down payment and where you will get it. There are strict rules about the source of money you’re able to use for your down payment. Breaking any these rules can sabotage your home purchase goals.
- Gather your financial documents and be prepared for scrutiny. Pay stubs,…
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A casita is a small, usually detached, living area, included with the main single family home. Although they can be attached, or semi-attached, most are separated from the main house and often have their own entrance and access for privacy. Typically designed as a comfortable suite with a full bath, some casitas are built with a basic kitchen or kitchenette as well.
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