809 Bluewater Road, Carlsbad, 92011 - $583,000

2 Master Suites + 1 Optional Bedroom/Office / 2.5 Baths, 1,465 Sq Ft

This home is perfect for the Southern California beach-lovers who want to easily walk to the beach or enjoy walking trails along the lagoon. The brick lined entry way leads guests to the custom door, setting the stage for the beauty inside.

Take the Virtual Tour

The spacious great room has soaring ceilings and large windows for plenty of natural light, as well as a cozy fireplace. Rich dark wood floors and custom paint add to the elegance of the home. Just off the great room is the office or optional third bedroom with ceiling fan and double French doors.

The gourmet kitchen with gas appliances features upgraded cabinetry,…

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Types of MortgagesHave you decided 2015 is your year to become a homeowner? Mortgage rates are at the lowest they’ve been since June 2013 and we can help you find the option that works best for you. Our North County real estate, family-owned business has led people to the home of their dreams since 1982. There are several different mortgage options to choose from if you are considering buying a new home. Below are the types and rates of mortgages available as of January 14, 2015.

Conforming Mortgage

There hasn’t been a change to loan limits backed by Fannie Mae or Freddie Mac since 2006 and conforming loan limits remain unchanged for 2015. These two associations are legally restricted to purchase single-family mortgages with origination balances below a certain…

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3 Bedrooms/2 Baths - 1,502 Sq ft - $400,000 - $425,000

591 El Miraso, Vista, CA 92083

Vista Home for SaleThis home has been beautifully transformed and is move in ready. With new floors, fresh interior and exterior paint, new windows, new furnace, and gorgeous landscaping, this home is as good as new.

The newly remodeled kitchen features granite counters, stainless steel appliances, and dark wood cabinets that provide plenty of storage. Conveniently located just off the kitchen is the dining room that is perfect for entertaining guests and has a large sliding glass door leading onto the side patio.

The large living room features a cozy fireplace and picture window looking out into the neighborhood and new wood flooring. Both of the baths have been remodeled with…

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Mortgage rates have plummetted in the past week.  Homeowners who have purchased in the last 18 months should review their personal situation to see if a refinance or purchase makes sense.  

For additional questions on specific rates and terms contact:

Jennifer Lund
8910 University center lane, suite 265 | San Diego, ca 92122
M: (760) 420-6670 - nmls#925352

As of January 14th:

30 year Jumbo 3.875% with 20% down at NO POINTS 21 day Close Guarantee~!

Conf 30 3.65% 30 yr fxd Conforming: (loan amounts under $417,000) APR 3.8%

Conf 30 HB 3.75% High Balance 3o yr fxd (loan amounts up to $546,250) APR 3.919%

Conf 15 3.0% Conforming 15 yr fxd APR 3.36%

FHA & VA 30 3.5% 30 yr fxd APR 3.52%

Conv. and Gov’t. Loan…

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4 Bedroom + Loft/Optional Bedroom / 4.5 Bath, 4,598 Sq Ft

6252 Alverton Drive, Carlsbad, 92009 - $1,198,000

We’re giving you a first look into this beautiful professionally designed and architected Bressi Ranch home, before it goes on the market. The home has been elegantly upgraded inside and out for the ultimate in luxury, yet with easy maintenance in mind.

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The completely landscaped, relaxing front yard begins with a gently sloped brick walkway leading to the romantic sitting area with grape arbor and porch swing. Energy efficient lighting, ecological landscaping, and water sprinkler system make this area almost effortless to maintain and easy to enjoy year round.

The unique curved brickwork leads naturally to…

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