Opportunity knocks! Wonderful beach house situated on Oceanside's premier oceanfront street.  PANORAMIC Ocean Views from ground level. Tons of potential.  Just north of Cassidy.  Steps to the sand. Numerous upgrades include granite kitchen counters, custom cabinets, refinished hardwood floors, newer windows and more. Elevated lot, garage with alley access.  Zoned R-3/potential lot split  (buyer to verify development potential with City of Oceanside).

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After months of waiting... $494,800.

Great value given the bank will be completing almost $20k in repairs i.e. water damage repairs, paint, flooring, carpentry, drywall repair, wallpaper removal, door repair, HVAC repair, plumbing repair, electrical repair, roof repair, landscaping, pool repair, cabinet repair, fence repair and general clean.

We'll be conducting showings following the repairs... 2-3 weeks away. 

Please call 760.438.0800 or email lundmail@lundteam.com for details.  Thanks.

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Here is a quick update for Home Buyer's in today's real estate market:

*  FHA/VA loan rates are at 4.675% / 4.875%.  This is down from 5% (ish) only a few months prior.

Loan Limit Update!

High Balance Conforming (loan amounts between $417,000 and $697,500) 

"High Balance Confirming" product changes on the horizon... The temporary high balance loan limits are set to expire on September 30, 2011.  All indications are that Congress will not extend the temporary higher loan limits, but rather allow legislation to expire which will revert loan limits to the lower permanent high balance levels.

The total impact to product channels is not yet known as the Government segments have not announced what reductions they will implement.  If they expire, the…

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