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The Lund Team's Real Estate Blog

Opportunity knocks! Wonderful beach house situated on Oceanside's premier oceanfront street.  PANORAMIC Ocean Views from ground level. Tons of potential.  Just north of Cassidy.  Steps to the sand. Numerous upgrades include granite kitchen counters, custom cabinets, refinished hardwood floors, newer windows and more. Elevated lot, garage with alley access.  Zoned R-3/potential lot split  (buyer to verify development potential with City of Oceanside).

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After months of waiting... $494,800.

Great value given the bank will be completing almost $20k in repairs i.e. water damage repairs, paint, flooring, carpentry, drywall repair, wallpaper removal, door repair, HVAC repair, plumbing repair, electrical repair, roof repair, landscaping, pool repair, cabinet repair, fence repair and general clean.

We'll be conducting showings following the repairs... 2-3 weeks away. 

Please call 760.438.0800 or email lundmail@lundteam.com for details.  Thanks.

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Here is a quick update for Home Buyer's in today's real estate market:

*  FHA/VA loan rates are at 4.675% / 4.875%.  This is down from 5% (ish) only a few months prior.

Loan Limit Update!

High Balance Conforming (loan amounts between $417,000 and $697,500) 

"High Balance Confirming" product changes on the horizon... The temporary high balance loan limits are set to expire on September 30, 2011.  All indications are that Congress will not extend the temporary higher loan limits, but rather allow legislation to expire which will revert loan limits to the lower permanent high balance levels.

The total impact to product channels is not yet known as the Government segments have not announced what reductions they will implement.  If they expire, the

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The Lund Team,Inc secured one of the top 5 sales in Aviara for 2011.  1320 Corvidae Street in the Mar Fiore development, was sold off open-house.  Garrett Lund, who welcomed the buyer and his agent through, was told that they were looking exclusively for luxury single level homes...but decided to come in our of curiosity.  

Maybe it was the wine nitch...or the open space...

Either way, the buyer was smitten. After negotiating terms, Garrett shook the hands with the agent and escrow closed in 11 days. Final sales price was $1,000,000.

The other top 5 sales in Aviara for the year include:

4) Cassins St - Mar Fiore - $1,039,500 - March 25th 2011

3) Melodia Terrace - Isla Mar - $1,075,000 - March 3rd, 2011

2) Pelican st - Bella Lago - $1,300,000 -

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Just posted a video tour... http://www.youtube.com/watch?v=z2zI_xW_S4k

Awesome value.  Over 2,700 sq. ft. single family home in Sycamore Springs of Oceanside.  No Mello Roos.  Newer neighborhood.  Value likely in the mid 300's. 

Check out the video and give us a call with any questions.  Not yet on the market.  Direct 760.438.0800

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Just got the list price this evening from Bank of America... $399,900 for 8,400 sq. ft. lot in Carlsbad top beach community of Terramar. 5330 EL ARBOL DR CARLSBAD, CA 92008.  Million dollar plus homes and steps to the beach make this a winning opportunity for those looking to build at the beach.

Call us directly at 760.438.0800 or email lundmail@lundteam.com

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What is the deal with HAFA? 

It’s a great way to help avoid foreclosure if you need to sell and owe more than your property is worth i.e. Short Sale.   

Benefits:

  •       Avoid Foreclosure
  •       Satisfy outstanding loan balance
  •       Receive cash to move - $3,000
  •       Up to $6,000 to settle junior liens… 2nd, 3rd loans
  •       Dee-In-Lieu… another option if unable to sell
  •       Commissions and Processing Fees paid up to 6% of contract price
  •       Credit reporting… “Settled for less than the full payment”. Typically much better than a foreclosure reporting 
  •       IRS reporting… IRS requires use of Form 1099C, as debt forgiveness. 

Information from https://www.efanniemae.com/sf/formsdocs/forms/184.jsp . This is a government

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The Lund Team

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