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We recently listed this single level estate on 4727 Marblehead Bay Drive.  See the video for our initial walkthrough on Youtube.  For low fees ($50 a month), quiet streets and in short driving distance to the coast, this area represents one of the best options for homebuyers. Seller will entertain offers between $445,900 - $465,900.

See the full property profile for more information or to schedule a showing. 

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Foreclosure myths, debunked

Although there are a number of programs available to help homeowners who have defaulted on their mortgages keep their home, the large amount of misinformation tends to result in troubled homeowners failing to contact their lender until it is too late.

Making sense of the story

  • Some homeowners believe, incorrectly, that contacting their lender early in the process will draw attention to their situation and result in a quicker foreclosure.  In reality, contacting the lender or servicer is an important first step, and the sooner, the better.  Contacting the lender provides the homeowner with an opportunity to explain their situation and the steps necessary to deal with it.

  • It is a common misconception that…

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Just listed - $790,000 to $830,000

Stunning Residence Two with large backyard. Courtyard, three fireplaces, upgraded interior, first floor bedroom and bath, plantation shutters, high volume ceilings. The gourmet island kitchen opens to the family room. Built-in refrigerator. Luxurious master suite and bath with walk-in closet. Private location with parklike views. Low HOA fees. CARLSBAD SCHOOLS!

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California Senate Bill 183 was signed into law which requires the installation of Carbon Monoxide detectors in rental units, and dwellings that are being transferred (sold) after July 1, 2011.

July 1, 2011, Carbon Monoxide detectors will be REQUIRED in houses that are being sold if they have any of the following:
  • Any gas appliances such as a gas stove, gas furnace, gas fireplace, gas water heater.
  • A fireplace
  • An attached garage (even if there are no gas appliances in the house!). Cars emit CO
  • ANY rental dwelling.
  • As of January 1, 2013, ALL houses that meet the criteria listed above will be required to have Carbon Monoxide detectors. Even those that are not being sold will be required to have them just like smoke detectors.

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I was talking to friend today and he was not sure if now was the time to buy.  He was certain prices were going to fall.  Now he may be correct, but we wanted to see if his waiting would really save him money. 

We did a hypothetical exercise; we compared 2 scenarios.

  ·         1st - Buying today at today’s current market price and interest rate

·           2nd - a future date where the speculative market prices had dipped an additional 10% and the interest rates had moved back up to the 6% range. 

Guess what we found out?  In this example his waiting would have cost him! I included the numbers below.                                    

1st  Purchase Price $540,000.00                           2nd Purchase Price $600,000.00    

Down…

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We at the Lund Team had the pleasure of sitting down with Brenda and discussing the newest trends in trusts and real estate. After coffee, we asked Brenda if she would like to contribute to our blog.  Below are the top three mistakes she sees people make in regards to real estate trusts.  Enjoy!

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These are the most common mistakes I see in my practice every day. There are many myths and misconceptions out there about estate planning and real estate. This article is designed to help you recognize and avoid the most common mistakes families make in the passage of their real estate to the next generation and help your family save thousands of dollars in unnecessary taxes and probate fees.

Mistake #1: Not Understanding How Your Assets…

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3 Bedroom, 2 Bathroom and Approx. 1,450 sq. ft.

Wonderful Single Level Residence.  Turnkey Interior. Quiet Cul-De-Sac Location. Property Backs to Open Space.  Nearby Hicking Trails. Spacious Back Yard. Numerous Enhancements... Flooring, Fresh Paint, Windows. Fireplace in Living Area. Interior Laundry. Finished Garage. Hilltop Views.

Video Tour: http://www.youtube.com/watch?v=HeFSW28r0gU

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