Figures reflect 24 closed residential sales in Cardiff by the Sea from June 1 through August 31, 2026. Data obtained 2026-10-01.Based on information from California Regional Multiple Listing Service, Inc. as of October 1, 2026 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker of MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Cardiff by the Sea is the coastal stretch of the 92007 ZIP code on the south side of Encinitas. Closings over the past year span homes built from 1927 to 2025, and two thirds of them were single family, so the mix swings more than the small footprint suggests.
- 24 closed sales from June through August, 5 of them in August
- Median 10 days on market, against 9 a year earlier
- 62.5% closed at or above the final asking price
Correctly priced homes are not sitting.
How this is measured, before the numbers
These figures cover the three complete months from June 1 through August 31, 2026 rather than August on its own, and they are compared with the identical three months a year earlier. A single month in a market this size swings on a handful of closings, which makes it a poor guide to where prices actually are. The median is taken from the whole pool of 24 sales in the window, not averaged from three monthly medians. Of those 24 sales, 5 closed in August 2026.
June 1 through August 31, 2026 in numbers
All figures from the October 1, 2026 pull.
| Measure | June to August 2026 | June to August 2025 |
|---|---|---|
| Homes sold | 24 | 25 |
| Median price | $2,667,000 | $2,100,000 |
| Median price per square foot | $1,301 | $1,049 |
| Median days on market | 10 | 9 |
| Sale to list price | 100.0% | 98.5% |
| Percent of original asking price | 100.0% | 98.0% |
| Closed at or above asking | 62.5% | 36.0% |
| Took a price reduction | 20.8% | 16.0% |
The median across the window was $2,667,000, up 27.0 percent against the same three months a year earlier. Price per square foot was $1,301, up 24.0 percent. Both measures moved the same way and by a similar amount, so the median is describing prices.
Homes took a median 10 days on market across the window, against 9 days in the same three months a year earlier. Sellers collected a median 100.0 percent of their final asking price and 100.0 percent of their original.
Over the full twelve months through August 2026, the median across 92 sales was $2,260,000, down 3.0 percent against the twelve months before it. That is a closing pace of 7.7 sales a month. Price per square foot over the same twelve months was $1,161 against $1,139, up 1.9 percent. The two measures disagree over the longer window as well, so read the price per square foot as the measure of value. The ninety day window shows where the market has been lately; the twelve month figure shows the longer trend.
What the numbers say
Closings at or above asking came to 62.5 percent across the window, on a median 10 days on market. Correctly priced homes are not sitting, and the reductions are concentrated in listings that opened above what the comparable sales supported.
The national rate backdrop
Nationally, the Freddie Mac thirty year fixed average barely moved through August, reading 6.69 percent on the sixth, 6.67 on the thirteenth, 6.65 on the twentieth and 6.66 on the twenty seventh. That is a four basis point range across the whole month. It is national context and not a reading of this market, and nothing above should be attributed to it.
Rate figures: Freddie Mac Primary Mortgage Market Survey. Sales figures: CRMLS.
Looking closer
Neighborhood pages for this market: Cardiff, Encinitas real estate, Olivenhain.
The wider market: What Sold in Encinitas, August 2026.
Same month, other markets: Ocean Hills Country Club.
How these figures are put together
Every figure above is calculated from closed residential sales reported to the multiple listing service in Cardiff by the Sea, from the pull dated October 1, 2026. The window is the three complete calendar months from June 1 through August 31, 2026, compared with June 1 through August 31, 2025. Medians are pooled from the individual sales in the window rather than averaged from monthly figures, because an average of medians is not a median and one unusual sale moves an average. Where the same home closed twice on two listings, it is counted once. Sale to list price is against the final asking price; percent of original asking price is shown separately. This first edition reports closed sales only. Active listings, pending sales and months of supply are a point in time reading, and they appear, dated to their own pull, from the next report onward.
These are recently closed sales in the area and are not represented as transactions of The Lund Team. This is not an appraisal, a valuation, or financial advice.
Tyson Lund · Broker · DRE #01385039
The Lund Team, Inc. · DRE #01394870
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