Found 2 blog entries tagged as Financing.

This month, Tyson Lund is joined by Jennifer Lund to talk about the importance of becoming pre-qualified for a home loan in this competitive real estate market. Watch the video or read the transcript below.

Tyson Lund, with The Lund Team, with our great financing contact, Jennifer Lund.

We want to take this time for a real estate market update and two fold - One, educate you about the market and then if you're looking to buy or sell real estate, one of the most important steps, that we can't drive home enough, is get pre-qualified.

And what does that process look like, Jennifer?<?p>

So the process starts with a phone conversation and that is just an opportunity for me to get a lot of details about the borrowers situation. You know: where…

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Strong financing is part of a competitive North County offer. Know your credit, document your funds, and keep your loan officer informed before you write. The dos and don’ts below are the habits that keep underwriting from stalling a purchase.

The Do’s

  • Get your credit report and know your credit score.  Find any fixable challenges that could boost your score.  It's worth real money.  Higher score means a lower rate and access to more loan programs.
  • Figure out how much for a down payment and where you will get it.  There are strict rules about the source of money you’re able to use for your down payment. Breaking any these rules can sabotage your home purchase goals.
  • Gather your financial documents and be prepared for scrutiny. Pay stubs,…

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