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What is the deal with HAFA? 

It’s a great way to help avoid foreclosure if you need to sell and owe more than your property is worth i.e. Short Sale.   

Benefits:

•       Avoid Foreclosure
•       Satisfy outstanding loan balance
•       Receive cash to move - $3,000
•       Up to $6,000 to settle junior liens… 2^nd, 3^rd loans
•       Dee-In-Lieu… another option if unable to sell
•       Commissions and Processing Fees paid up to 6% of contract price
•       Credit reporting… “Settled for less than the full payment”. Typically much better than a foreclosure reporting 
•       IRS reporting… IRS requires use of Form 1099C, as debt forgiveness. 

Information from https://www.efanniemae.com/sf/formsdocs/forms/184.jsp . This is a government sponsored program. 

We Lunds are highly experienced and successful in the short-sale process.   We can help you sell your property even when you owe more than it’s worth. 

Please give us a call TODAY at 760.438.0800 or lundmail@lundteam.com to discuss your options.