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        <title>The Insider: North County San Diego</title>
        <link>http://www.lundteam.com/blog/</link>
        <description></description>
        <item>
            <guid>http://www.lundteam.com/blog/carlton-lund-honored-by-carlsbad-chamber-of-commerce.html</guid>
            <link>http://www.lundteam.com/blog/carlton-lund-honored-by-carlsbad-chamber-of-commerce.html</link>
            <author>Garrett@LundTeam.com (Garrett Lund)</author>
            <title>Carlton Lund Honored by Carlsbad Chamber of Commerce</title>
            <description> <![CDATA[ http://youtu.be/G7RMSUNTZhM ]]> </description>
            <pubDate>Mon, 20 Feb 2012 12:26:27 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.lundteam.com/blog/wow-check-out-the-interest-rates.html</guid>
            <link>http://www.lundteam.com/blog/wow-check-out-the-interest-rates.html</link>
            <author>Garrett@LundTeam.com (Garrett Lund)</author>
            <title>Wow... Check out the Interest Rates!</title>
            <description> <![CDATA[ 
Great Time to Buy... First home, Move Up or find the ideal Rental!!


 


 


30 Year fixed Purchase Loans 


 


3.75 % Conforming: (loan amounts under $417,000)$231.56 per $50K (Calculate at $50,000 increments to figure P&amp;I pymts)


4.00% Jumbo (loan amounts up to $546,250) 


4.25%  JUMBO, AND… 5/1 is only 2.625% (APR 2.7)


 


FHA (up to $697,500)/VA (up to $417,000) 


3.75


 


15 Year fixed


3.375% Conforming


 


NON-OWNER OCCUPIED


1 Unit   4.375%


3-4 Unit 4.75%


 
 ]]> </description>
            <pubDate>Tue, 07 Feb 2012 16:00:53 -0600</pubDate>
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        <item>
            <guid>http://www.lundteam.com/blog/new-price-524900-in-la-costa-for-3084-sq-ft-bank-owned.html</guid>
            <link>http://www.lundteam.com/blog/new-price-524900-in-la-costa-for-3084-sq-ft-bank-owned.html</link>
            <author>Garrett@LundTeam.com (Garrett Lund)</author>
            <title>New Price!!  $524,900 in La Costa for 3,084 sq. ft. - Bank Owned!!</title>
            <description> <![CDATA[ 
2727 Llama Court, Carlsbad CA 92009


Spacious custom home located high in the hills of La Costa. Quiet cul-de-sac, no 
HOA and no Mello Roos. Private pool and spa. Fresh interior paint and new 
carpet. 


4 Bedroom, 2 Bathroom and Approx. 3,084 sq. ft.  


 


http://www.lundteam.com/listing/110067185-2727-llama-ct-la-costa-ca-92009/


 


Call The Lund Team for additional information - 760.438.0800


 
 ]]> </description>
            <pubDate>Fri, 03 Feb 2012 11:38:18 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.lundteam.com/blog/just-listed-under-500k-in-carlsbad-3259-rancho-famosa-92009.html</guid>
            <link>http://www.lundteam.com/blog/just-listed-under-500k-in-carlsbad-3259-rancho-famosa-92009.html</link>
            <author>Garrett@LundTeam.com (Garrett Lund)</author>
            <title>Just Listed - Under $500k in Carlsbad - 3259 Rancho Famosa, 92009</title>
            <description> <![CDATA[ 
Popular TERRAVITA at RANCHO CARRILLO! Large, private backyard with BREATHTAKING 
VIEWS! Highly upgraded Plan One: polished travertine floors, crown molding, air 
conditioning, finished garage with epoxy floor, and more! The gorgeous kitchen: 
central island, granite slab counters with full backsplash, stainless steel 
appliances. Kitchen opens to the family room. Formal living and dining rooms, 
laundry room. The inviting master suite: walk-in closet, soaking tub, separate 
shower, and PANORAMIC area views!  


Video Tour: http://www.youtube.com/watch?v=XYlAvkX0B_Q


 


Call Lund Team for additional information - 760.438.0800


 
 ]]> </description>
            <pubDate>Wed, 01 Feb 2012 13:09:11 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.lundteam.com/blog/carlsbad-market-summary-2012.html</guid>
            <link>http://www.lundteam.com/blog/carlsbad-market-summary-2012.html</link>
            <author>tyson@lundteam.com (Tyson Lund)</author>
            <title>Carlsbad Market Summary - 2012</title>
            <description> <![CDATA[ 
Carlsbad and General Market Summary: 


Tyson Lund - Broker Associate , The Lund Team, Inc



Active
 real estate brokers are noticing a shift in the San Diego real estate 
market.  Many areas of the county are experiencing fewer homes for sale 
than in previous months. Professionals call this “inventory restriction”
 and it is having a noticeable affect on our local Carlsbad market.  An 
increase in the number of home buyer showings per available home. 
 Average time to sell in the current market for non-short sale property 
has dropped by 33% to 60 days average market time.  Brokers are finding 
multiple offers more common on their desirable listings with the seller 
achieving near 99% of their asking price.  Now although it is much to 
early to call the end to a long and brutal down real estate market, any 
signs of vitality has to be embraced by homeowners looking to make a 
move up, relocation or downsize their current obligation.  
All
 must remember that “real estate is first and foremost supply and 
demand.”  And in $900,000 and under single family residential home 
market in Carlsbad, supply is, for the time getting tight.   Inventory 
levels for non-distressed property are between 3.5 months and 4.5 months
 of available homes.  This is a low level.  This has helped to reduce 
market time and help owners secure closer to their asking price. 
 Several dynamics have helped reduce inventory in early 2012. 
 Seasonally, the winter real estate market (October to December) often 
has fewer listed for-sale.  December and January saw steady buying 
activity thanks to corporate relocation, low mortgage rates and reduced 
winter prices.  
This
 bulk of the home buying activity is of homes priced under $900K, with 
the average Carlsbad home sold between November and January at $600,000.
   This area of the market is seeing strong demand and readily available
 financing.  Carlsbad homes priced above $1M are considered within the 
luxury home market.  And the luxury market remains at standstill.  In 
the past 90 days, only 2 homes have sold above $1M with two under 
contract.  This leaves almost 30 months of unsold property in Carlsbad. 
 Luxury homes are extremely difficult to sell unless they are priced 
very aggressively.  
All stats are based on last 90 days of activity:
92009 - Single Family Detached
Average selling price: $645,000 for 2,787sq.ft, 3 bed, 3 bath. 96% of asking price - Avg. Days on Market = 98 days
Months of current inventory = 4.5 Months of inventory
92011 - Detached
Average selling price = $666,528, for 2,423 sq.ft 3 bed, 2 bath, 97% asking price - 67 days on market
92010 - Detached
Average selling price = $469,519, 2,180 sqft, 3 bed, 2 bath, 97% asking price- 60 days on market
92008 - Detached
Average selling price = $598,538, 2,171, 3 bed, 2 bath, 94% asking price- 70 days on market*These numbers are modified estimates that remove short-sale comparatives from number to get a more accurate indicator for average market time.  Short-sales often have irregular market times due to trouble with lender(s) and not due to the property not selling.

 ]]> </description>
            <pubDate>Wed, 25 Jan 2012 18:52:13 -0600</pubDate>
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        <item>
            <guid>http://www.lundteam.com/blog/carlsbad-condo-stats-for-2012.html</guid>
            <link>http://www.lundteam.com/blog/carlsbad-condo-stats-for-2012.html</link>
            <author>tyson@lundteam.com (Tyson Lund)</author>
            <title>Carlsbad Condo Stats For 2012</title>
            <description> <![CDATA[ 
Carlsbad
 condominium and town home sold values remain unchanged through 2011 and
 early 2012.  Thanks in part to low mortgage rates and greater 
affordability, attached property has found a pricing equilibrium.  The 
average attached sale in Carlsbad between November 2011 and January 2012
 remain relatively unchanged from a year prior at $326,000.  Home buyers
 found with record low mortgage rates (currently below 4% for 30 year 
fixed rate) the cost of owning a condo / townhome was often equal or 
better to paying current rents.  Average time on market is around 55 
days for traditional sale property.  Short-sale’s are a large part of 
the attached market in Carlsbad making up 40% of the active inventory. 
 Short-sales, ever the oxymoron, are averaging 155 days on market to 
sell.   


 


For more information on buying, selling or investing in Carlsbad Real Estate, please call Tyson Lund (760) 438-0800.
 ]]> </description>
            <pubDate>Mon, 23 Jan 2012 13:37:32 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.lundteam.com/blog/just-listed-bank-owned-2876-macdonald-st-oceanside-92054.html</guid>
            <link>http://www.lundteam.com/blog/just-listed-bank-owned-2876-macdonald-st-oceanside-92054.html</link>
            <author>Garrett@LundTeam.com (Garrett Lund)</author>
            <title>Just Listed - Bank Owned!!  2876 Macdonald St, Oceanside 92054</title>
            <description> <![CDATA[ 
Spacious 3BR/2BA single story home in established neighborhood. New carpet and 
fresh interior paint! Formal living room with fireplace. Move-in ready condition 
with updated kitchen and bathrooms. New kitchen appliances. Attached 2-car 
garage. Large, private backyard. Oversized view deck with BBQ and fire pit. NO 
HOA, NO MELLO ROOS!


Listed at $299,900 - Call The Lund Team at 760.438.0800 or email reo@lundteam.com thanks.



 ]]> </description>
            <pubDate>Fri, 20 Jan 2012 18:44:57 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.lundteam.com/blog/buy-a-home-with-12-of-1-down.html</guid>
            <link>http://www.lundteam.com/blog/buy-a-home-with-12-of-1-down.html</link>
            <author>tyson@lundteam.com (Tyson Lund)</author>
            <title>Buy a home with 1/2 of 1% down!</title>
            <description> <![CDATA[ 
A new product from a Lund
Team, inc preferred lender allows a qualified buyer to purchase with as little
as ½ of 1%.  That is buying a $400,000 home with $2,000. 


If you can say “Yes” to all
of the following you qualify for this mortgage:


• Must be an FHA 30 Year Fixed Rate
Loan 
• 2nd Mortgage not to exceed 3% of the Sales Price 
• 2nd Mortgage proceeds can be used for Down Payment or Closing Costs 
• Property MUST be Owner-Occupied 
• Borrower can not own other properties 
• Borrower must meet Income Limitations (call for details) SAN DIEGO $89,880
and Orange County $101,040
• Borrower DOES
NOT have to be First Time Buyer 
• Minimum FICO Score 620 
• Second mortgage is a 15 year fixed rate loan


 


ONE-HALF OF ONE PERCENT DOWN PROGRAM 




Contact Tyson Lund for more
information:  760.438.0800 or Tyson@LundTeam.com.  
 ]]> </description>
            <pubDate>Wed, 18 Jan 2012 13:34:25 -0600</pubDate>
                    </item>
        <item>
            <guid>http://www.lundteam.com/blog/selling-in-a-slower-winter-market.html</guid>
            <link>http://www.lundteam.com/blog/selling-in-a-slower-winter-market.html</link>
            <author>tyson@lundteam.com (Tyson Lund)</author>
            <title>Selling in a slower winter market</title>
            <description> <![CDATA[ 
With North San Diego county feeling the effects of seasonal
slowing (i.e less homebuyers buying), many homeowners consider waiting for
spring to sell their property.  Here is a generalized argument for selling
now:






Less competition from those unwilling to sell during the holidays creates an advantage.   Less competition means better chance to sell.






Low sales in winter set the "comparative sales" used by appraisers and brokers to gauge value.  Low foreclosure/short-sale sales will make it difficult for today’s highly cautious appraisers, buyers and brokers to approve higher sale values within a 6 month period. In short, get ahead of the curve.






Current low interest rates are encouraging to buyers.  Rates can fluctuate and change.  Higher rates in the future can lead to lower housing prices, as relative cost goes up. 






If your intent on waiting until spring, use the winter months to prepare your home for sale.  Sales often remain slow until April.  To assure a quick sale, secure experienced advice on how to make your home "real estate ready" and get on the market by February to capitalize on the upswing in buyer interest.  .   *Lund Team provides complementary staging advice &amp; will assist in painting/carpeting quotes as needed. 




 ]]> </description>
            <pubDate>Tue, 18 Oct 2011 12:16:15 -0500</pubDate>
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        <item>
            <guid>http://www.lundteam.com/blog/2915-rancho-cortes-carlsbad-ca-92009-just-listed.html</guid>
            <link>http://www.lundteam.com/blog/2915-rancho-cortes-carlsbad-ca-92009-just-listed.html</link>
            <author>Garrett@LundTeam.com (Garrett Lund)</author>
            <title>2915 Rancho Cortes, Carlsbad CA 92009 - Just listed </title>
            <description> <![CDATA[ 
Popular HACIENDAS at RANCHO CARRILLO! Traditional sale! Striking Spanish 
Colonial architecture with highly upgraded interior. The gourmet kitchen: nook 
area, food preparation island with breakfast bar, gorgeous granite slab 
countertops, stainless steel appliances, built-in refrigerator. Bedroom and bath 
on first floor. Plantation shutters, hardwood floors, beautiful wrought iron 
stair railing. Private backyard with built-in BBQ and fire pit. PRICED UNDER 
$200/SF!  


 


5 Bedroom + Bonus, 5.5 Bath and Approx. 4,345 sq. ft.


 


Complete video tour: http://www.youtube.com/lundteam#p/u/1/KZAk5ZL8ZZQ
 ]]> </description>
            <pubDate>Tue, 04 Oct 2011 17:16:48 -0500</pubDate>
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